Patient Liability

Patient Liability is the amount of income the Medicaid participant must pay to the facility. Medicaid pays the balance of the bill. Patient Liability is effectively the on-going cost of getting Medicaid benefits. These are funds that will be spent on care and cannot be saved.

Can Patient Liability be reduced?

Yes, it can under certain situations. For married couples, it can be reduced substantially as a Monthly Income Allowance to benefit the spouse who stays home. But that reduction depends on that spouse's income. It can also be temporarily reduced or eliminated to pay down old, unpaid medical debts. This ability to pay unpaid past medical bills often opens a planning opportunity that we can leverage to protect assets.